This report explores the role of Small and Medium-Enterprises (SME);; as an agent for sustainable human development in Jordan. It analyzes SMEs and their contribution to human development using fours key central pillars of human development;; namely: economic growth that is equitable and pro-poor;; social progress;; participation and empowerment through micro finance;; and environmental sustainability. The report analyses the link between SMEs and empowerment or lack thereof;; with a specific focus on the two issues of employment;; as a tool for empowerment;; and the capacity of SMEs to enhance the position of women within the workforce and home. The report findings were based on extensive research;; a survey of 1;;500 firms and focus groups discussions conducted across the governorates of Jordan. The report proposed general recommendations in terms of institutional coordination;; exports;; cluster groups;; quality standard;; government monitoring;; tax law;; local development;; youth empowerment and the increase of minimum wage.

The report highlights the essential role played by micro;; small and medium enterprises in the promotion of human development in the country;; and through four main pillars;; namely economic growth;; that is inclusive and pro-poor;; social progress;; participation;; empowerment throw micro finance;; and environmental sustainability. The report consists of eight chapters dealing with: the concept of human development through small and medium enterprises;; human development in Jordan;; economic growth;; social progress;; empowerment;; the role of microfinance to empower less advantaged groups;; and a chapter on sustainable development.