This report explores the role of Small and Medium-Enterprises (SME);; as an agent for sustainable human development in Jordan. It analyzes SMEs and their contribution to human development using fours key central pillars of human development;; namely: economic growth that is equitable and pro-poor;; social progress;; participation and empowerment through micro finance;; and environmental sustainability. The report analyses the link between SMEs and empowerment or lack thereof;; with a specific focus on the two issues of employment;; as a tool for empowerment;; and the capacity of SMEs to enhance the position of women within the workforce and home. The report findings were based on extensive research;; a survey of 1;;500 firms and focus groups discussions conducted across the governorates of Jordan. The report proposed general recommendations in terms of institutional coordination;; exports;; cluster groups;; quality standard;; government monitoring;; tax law;; local development;; youth empowerment and the increase of minimum wage.