The report highlights the essential role played by micro;; small and medium enterprises in the promotion of human development in the country;; and through four main pillars;; namely economic growth;; that is inclusive and pro-poor;; social progress;; participation;; empowerment throw micro finance;; and environmental sustainability. The report consists of eight chapters dealing with: the concept of human development through small and medium enterprises;; human development in Jordan;; economic growth;; social progress;; empowerment;; the role of microfinance to empower less advantaged groups;; and a chapter on sustainable development.