The report highlights the essential role played by micro,small and medium enterprises in the promotion of human development in the country,and through four main pillars,namely economic growth,that is inclusive and pro-poor,social progress,participation,empowerment throw micro finance,and environmental sustainability. The report consists of eight chapters dealing with: the concept of human development through small and medium enterprises,human development in Jordan,economic growth,social progress,empowerment,the role of microfinance to empower less advantaged groups,and a chapter on sustainable development.